Who is eligible for the Evolve account?

Evolve Young Adult Checking benefits are available on all checking accounts where the Primary account holder on membership is between the ages of 16-24. Upon Primary Member turning 25, Evolve benefits will cease and checking account will function as the standard DCU checking account. If an individual in the age range of 16-24 is Joint on an account where the Primary Member is older than 24, said checking account will not receive Evolve benefits.

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For complete program details and specifics on benefits and how to apply, click here. Evolve checking account available for members age 16-24. Upon turning age 25, Evolve account holders will be converted to standard checking account holders.

¹Overdraft forgiveness reimburses the first four fees annually resulting from an overdraft transfer, NSF or Courtesy Pay transaction. DCU offers standard overdraft practices (Convenience Pay) in which we may authorize and pay overdrafts when you don’t have enough money in your account to cover a transaction. We also offer other overdraft protection plans such as a link to a savings account or line of credit, which may be less expensive than our standard overdraft practices. Under our standard overdraft practices, we will charge you a fee of up to $10 each time we pay an overdraft of $5 or less and we will charge you $29 each time we pay an overdraft larger than $5. If an overdraft occurs on your account and, at the credit union’s discretion, we do not authorize and pay the transaction, your transaction will be declined and you may be subject to an NSF Fee according to our current Fee Schedule. DCU will have the discretion to pay overdrafts on accounts in good standing, any such payment is a discretionary courtesy, and not a right of the member or an obligation of DCU, and DCU can cease paying overdrafts at any time without prior notice of reason or cause. DCU will not pay overdrafts for ATM or everyday debit card transactions unless you have opted into the payment of these overdrafts. DCU encourages all members to manage their accounts responsible to avoid applicable fees.

²Member-to-member transfers through mobile app or linking accounts via online banking only. There is no fee from Darden Credit Union to use mobile banking. Data, usage and message rates may apply. Contact your wireless service provider for more details. ³Phone must support this feature. Mobile check deposit available for account holders age 16 and older. Not all check images can be sent via mobile.