Primary Savings Think of this account as the foundation of your financial life. It establishes your membership in the credit union and you can use it as a springboard to take advantage of all that DCU has to offer. So, dive in: our Primary Savings account only takes $5 to open. Benefits of Primary Savings Competitive dividends Low $5 minimum balance* Ideal for emergency fund and everyday savings May serve as overdraft protection for your Checking account Open An Account Go to main navigation