| Account Fees |
| Effective Date: Wednesday, November 5th, 2025 |
| | |
| Bad Address |
$5.00 per month |
| Business Checking Bulk Deposits - 30 items or more |
$4.50 |
| Business Checking Cash Service Fee |
$5.00 per order |
Business Checking Monthly Service Charge *Waived if average daily balance is > $2,500 |
$10.00 |
| Check Copies |
$2.00 |
| Collection Items |
Determined by receiving institution |
| Convenience Pay - Item $5.00 or less |
$10.00 |
| Convenience Pay - Item $5.01 or more |
$29.00 |
| Dormant Account under $300 (inactive 12 months) |
$10.00 per month |
| Escheatment Fee |
up to $50.00 |
| IRA Rollover Transfer Fee |
$40.00 |
Monthly Paper Statement Fee (eStatements are free) *Waived for members under 18 and over 65 |
$2.50 |
Monthly Savings Fee *Applies if 25 or older, no loan and aggregate average daily balance of all share accounts is <$300. |
$5.00 |
| Non-Sufficient Funds (NSF) per item |
$29.00 |
| Overdraft Transfer Fee |
$4.00 per occurrence |
| Overdraft Transfer from Line of Credit |
No Charge |
| Returned Items |
$29.00 |
| Stop Payment |
$29.00 |
Temporary Checks (8 checks) *Free with check reorder |
$1.50 |
| Uncollected Funds |
$29.00 |
| Services |
| Effective Date: Wednesday, November 5th, 2025 |
| | |
| Check Cashing for Non-Members |
$5.00 per check |
| Coin Fee for Non-Members (coins must be rolled) |
10% of processed coin |
| Interim Statement |
$2.00 |
| Levy/Garnishment |
$50.00 |
| Money Orders (Maximum value $1,000) Shared Branch Members |
$2.00 $4.00 |
| Official Checks Shared Branch Members |
$3.00 $5.00 |
| Notary Service Shared Branch & Non-Members |
No Charge $10.00 |
| Research/Reconciliation Fee |
$20.00/hour |
| Statement Copy |
$1.25 |
| Loan Payment by Phone using External Account |
$20.00 |
Loan Payment Online Using External Account One-time payment (per transaction) Recurring payments (per transaction) |
$5.00 $1.50 |
| ATM/Debit |
| Effective Date: Wednesday, November 5th, 2025 |
| | |
| ATM Withdrawal Fee USF FCU or Surcharge-Free Network ATMs At non-proprietary or designated (Foreign) ATMs |
No Charge $1.50 |
ATM Balance Inquiry Fee or Surcharge-Free Network ATMs At non-proprietary or designated (Foreign) ATMs |
No Charge $1.00 |
| Non-member transactions |
$2.50 |
| Card Replacement/Capture Fee |
$5.00 |
| Expedited Card Delivery Fee |
Varies |
| Foreign Transaction Fee |
Up to 1.00% of U.S. transaction amount |
| Wire Transfers |
| Effective Date: Wednesday, November 5th, 2025 |
| | |
| Incoming Wires |
$10.00 |
| International Wire Trace |
$25.00 |
| Outgoing Wire Transfer - Domestic |
$20.00 |
| Outgoing Wire Transfer - International |
$60.00 |
| Loans* |
| Effective Date: Wednesday, November 5th, 2025 |
| | |
| Late Payment Fee (auto and personal loans only) |
$30.00 |
| Loan Skip-a-Pay |
$35.00 |
| Returned Loan Payment |
$29.00 |
| Visa Monthly Paper Statement Fee |
$1.25 |
| *For complete listing of applicable Credit Card fees, please refer to the Credit Card disclosure on our website. Applicable home loan fees will be provided at the time of application. |
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